To Work or Not to Work

Individuals who have retired often struggle with unanticipated problems related to retirement.

I have too much time on my hands.

I don't know what to do.

I'm bored.

I don't have enough money to travel or do some of the things I want to do.

I'm lonely.

I miss my friends.

I don't like being alone all day.

Frequently, retirees ask themselves the question, "Should I work or not?"

There are many advantages to working part-time or full-time:

Working keeps you challenged.

Working lets you meet people.

Working can give you additional cash.

Working may help keep you healthy.

On the other hand, if you are not physically able to work either full-time or part-time, there are other ways to stay busy:

Offer meal-planning and cooking classes to young married couples.

Offer basic home maintenance classes to young men.

Offer childcare classes to expectant parents.

Offer basic housecleaning classes to new brides.

Offer your services as a volunteer in your local church—prepare mailings, fold the bulletins, furnish new items for the nursery, etc.

The key to a happy retirement is to plan ahead and have plenty of options when you retire. Save money now to supplement your income so that working is an option, not a necessity. Enjoy retirement!

<BACK